Auto Loans
Drive More. Worry Less.
Auto Loans Designed Around Your Drive.
Whether you’re buying your first vehicle, upgrading to something newer, refinancing your current loan, or financing your next motorcycle, RV, or boat, Campus Credit Union makes financing simple with competitive rates, flexible terms, and local lending support.
We’ll help you understand your financing options, structure a loan that fits your budget, and get you on the road with confidence.
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Financing That Fits the Way You Drive
Buying a vehicle is a major financial decision, but financing it doesn’t have to be complicated.
Whether you’re purchasing from a dealership, buying from an individual, or refinancing an existing loan, our lending specialists help Wichita-area members compare financing options that fit their vehicle, their budget, and their financial goals.
Already Know What Vehicle You're Buying?
Apply online in just a few minutes or talk with a Lending Specialist before you begin if you’d like help comparing your financing options.
What Can You Finance?
Shop with Confidence — Getting pre-approved before you shop can help you understand your budget, strengthen your negotiating position, and make purchasing your next vehicle easier.
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Before You Apply
A little preparation can help make your application process smoother.
✓ Estimate your monthly payment using our Loan Calculator.
✓ Review current Loan Rates.
✓ Gather your vehicle information if you’ve already selected a vehicle.
✓ Have proof of income available if requested.
✓ Know your approximate purchase price.
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CARFAX® for Members
Buying a used vehicle?
Eligible members may have access to CARFAX Vehicle History Reports to help make more informed purchasing decisions before financing their next vehicle.
CARFAX reports typically cost $34.99for one report on one vehicle. Campus Credit Union members can access CARFAX® reports for a preferred rate of $19.99.
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Insurance Requirements
If your vehicle is financed through Campus Credit Union, insurance coverage is required throughout the life of the loan.
Required Coverage:
- Comprehensive coverage
- Collision coverage
- Maximum deductible of $1,000*
- Coverage effective on the funding date
- Campus Credit Union listed as lienholder
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Why Members Finance with Campus Credit Union
Choosing the right auto loan is about more than finding a competitive rate. It’s about working with a lender who understands your goals, answers your questions, and helps you choose financing that fits your budget.
Competitive Rates
Enjoy competitive financing designed to help keep vehicle ownership affordable.
Flexible Loan Terms
Choose repayment options that fit your budget and the vehicle you’re financing.
Member Discounts
Eligible members may qualify for Loyalty Point savings and an Auto Pay rate discount.
Local Lending Support
Our Wichita-based lending team is here to answer questions, explain your options, and help you finance your next vehicle with confidence.
Need Help Choosing the Right Auto Loan?
Whether you're purchasing your first vehicle or refinancing your current loan, we're here to help.
We’ll explain your financing options, answer your questions, and help you structure a loan that fits your budget.
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Frequently Asked Questions
What vehicles can I finance?
Campus Credit Union offers financing for eligible new and used vehicles, motorcycles, RVs, campers, boats, and more. Contact a Lending Specialist if you have questions about a specific vehicle.
Can I refinance my current auto loan?
Yes. Refinancing may help lower your monthly payment, reduce your interest rate, or better align your loan with your financial goals. Contact a Lending Specialist to discuss your current loan and explore your refinancing options.
How long can my loan term be?
Loan terms vary based on the vehicle and financing program. Contact a Lending Specialist or view current Loan Rates for available options.
Do I need full coverage insurance?
Yes. Comprehensive and collision coverage are required while your loan remains active. Contact us to view our insurance requirements for complete details.
How do I apply?
Apply online or come in to our branch to speak with a Lending Specialist and begin your application.
Can I get pre-approved?
Pre-approval may be available depending on the financing program. Contact a Lending Specialist to discuss your financing needs before shopping for your next vehicle.
Ready for Your Next Vehicle?
Whether you're buying, refinancing, or planning your next adventure, Campus Credit Union is here to help you finance your vehicle with competitive rates, flexible terms, and local lending support.