Loan Rates & Tools
Estimate. Compare. Apply.
Consumer Loan Rates
As of 1/16/2026
New Auto Loans
2024-2026 with less than 30,000 miles
| Loan Term | APR |
|---|---|
| Up to 60 months | as low as 4.99% APR |
| 61-72 months | as low as 5.49% APR |
| 73-84 months | as low as 5.99% APR |
Used Auto Loans
2016-2026 with more than 30,000 miles
| Loan Term | APR |
|---|---|
| Up to 60 months | as low as 5.99% APR |
| 61-72 months | as low as 6.49% APR |
| 73-84 months | as low as 6.99% APR |
Older Vehicle Loans
2015 and older
| Loan Term | APR |
|---|---|
| Up to 60 months | as low as 6.99% APR |
| 61-72 months | as low as 7.49% APR |
| 73-84 months | as low as 7.99% APR |
Visa Credit Card
Credit Limits up to $10,000
| Type | APR |
|---|---|
| Purchase | as low as 8.90% APR |
| Cash Advance | as low as 9.90% APR |
Motorcycles, ATVs, Boats & RVs
| Loan Term | APR |
|---|---|
| Up to 48 months | as low as 8.99% APR |
| 49-60 months | as low as 9.49% APR |
| over 60 months | as low as 9.99% APR |
Home Equity Loan / Line of Credit
| Loan Term | APR |
|---|---|
| Up to 60 months | Please call for rate |
| 61-120 months | Please call for rate |
| 121-180 months | Please call for rate |
Advantage Line of Credit
| Loan Term | APR |
|---|---|
| Up to 48 months | as low as 12.99% APR |
Unsecured Loan
| Loan Term | APR |
|---|---|
| Up to 48 months | as low as 9.99% APR |
APR = Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to mortgage loans and commercial loans. All loans are subject to approval. Rates as of January 16, 2026. Rates are subject to change without notice.
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CCU Floor Interest Rate = 4.99% – As of January 16, 2026
Personal Loan Loyalty Discount
Members can receive an additional rate discount for Personal Loans based on their length of membership and other factors. A maximum 2.00% APR rate discount is offered to members, not to exceed or go below CCU floor interest rate. Excludes Lines of Credit, Credit Cards, Home Equity Loans, Home Equity Line of Credit (HELOC). Restrictions may apply; Please contact a Campus Credit Union team member for additional details.
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