Checking
Everyday Banking. Simplified.
Checking Accounts Designed for the Way You Bank
Whether you’re opening your first checking account, managing your everyday finances, or looking for added benefits, Campus Credit Union offers checking solutions designed around the way you live, spend, and save.
Every checking account includes convenient digital banking tools, local support, and the confidence that comes from banking with a member-owned credit union.
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Find the Checking Account That's Right for You
No two members manage their money the same way. That’s why Campus Credit Union offers checking accounts designed for different stages of life, different financial needs, and different ways of banking.
Wichita-area members trust Campus Credit Union to help them compare checking accounts based on how they spend, save, and manage their money every day. Whether you’re looking for straightforward everyday banking, additional account benefits, or a first checking account for a young adult, we’ll help you compare your options and choose the account that best fits the way you bank.
Find the Right Checking Account
Regular Checking
Best For: Members looking for a simple, reliable checking account for everyday banking.
Ideal if You:
- Use your debit card regularly
- Want online and mobile banking
- Prefer a straightforward checking account
Key Features
- Monthly statements
- Unlimited check writing
- No monthly fee
- ATM access with a MasterCard Debit Card and Allpoint ATM Network access
Why Members Choose It
Regular Checking gives members the essential tools they need to manage everyday finances with confidence, convenience, and local support.
Advantage Checking
Best For: Members looking for additional account features and everyday banking benefits.
Ideal if You:
- Want added value from your checking account
- Use your checking account frequently
- Are looking for enhanced account benefits
Key Features
- Monthly statements
- Unlimited check writing
- No monthly fee
- ATM access with a MasterCard Debit Card and Allpoint ATM Network access
Why Members Choose It
You might choose Advantage Checking if you use your checking account every day and want additional benefits beyond everyday banking.
Teen Checking
Best For: Young members who are learning to manage money and build healthy financial habits.
Ideal if You:
- Are opening your first checking account
- Want a debit card to manage everyday spending
- Are building financial confidence
Key Features
- Debit card access
- Available for teenagers ages 16 to 18
- Valid state-issued ID required
- Parent member must be joint on the account
Why Members Choose It
Teen Checking helps young members build confidence managing money while allowing parents to encourage healthy financial habits and responsible banking.
If you're opening your first checking account, Regular Checking is a great place to start. If you use your account frequently and want additional benefits, compare Advantage Checking before making your decision.
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Why Choose Campus Credit Union for Your Checking Account?
Member-Owned. Member-Focused.
As a member-owned credit union, our success is measured by the financial success of our members, not outside shareholders. Every decision we make is focused on helping our members achieve their goals.
Local Decisions. Local Relationships.
When you bank with Campus Credit Union, you’ll work with people who live here, understand our community, and are committed to building lasting relationships, not just processing transactions.
Financial Guidance You Can Trust.
Whether you’re opening your first checking account or planning for the future, we’re here to answer questions, provide guidance, and help you make confident financial decisions.
Investing in Wichita.
We believe strong communities start with strong financial partners. From financial education to community partnerships like the We Fight for Wichita Fund, we’re proud to invest in the people and places that make Wichita stronger.
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Every Checking Account Includes
Banking Wherever Life Takes You.
Access your accounts anytime through Online Banking, Mobile Banking, Mobile Deposit, Bill Pay, eStatements, and account alerts.
Everyday Spending Made Easy.
Use your Campus Credit Union debit card to shop in stores, online, or withdraw cash at ATMs wherever you go.
Safe, Secure Banking
Your account is protected with modern banking security, giving you confidence every time you access your money.
Flexible Banking That Grows With You.
Whether you’re just getting started or your financial needs change over time, Campus Credit Union offers checking solutions designed to support every stage of life.
Need Help Choosing?
Not sure which checking account is right for you?
We’ll help you compare your options, explain the differences between each account, and recommend the checking account that best fits the way you bank every day.
Not a Member Yet?
Opening a checking account starts with becoming a Campus Credit Union member. Membership is quick, and our team will guide you through the process.
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Frequently Asked Questions
Which checking account is best for me?
The best checking account depends on how you use your money. Whether you’re looking for everyday banking, additional account benefits, or a first checking account for a teen, Campus Credit Union offers options designed to fit different needs. If you’re unsure, our team can help you compare your choices.
Do all checking accounts come with a debit card?
Most Campus Credit Union checking accounts include access to a debit card for purchases and ATM transactions. Members may also choose the We Fight for Wichita Fund Debit Card to support Wichita State student-athletes through qualifying purchases.
Can I set up direct deposit?
Yes. Direct deposit is available with Campus Credit Union checking accounts and provides a secure, convenient way to receive paychecks, government benefits, and other recurring deposits.
Can I use Online Banking and Mobile Banking with my checking account?
Yes. Every checking account includes access to Online Banking and the Campus Credit Union Mobile App, where you can check balances, transfer funds, deposit checks, pay bills, and more.
Can I open a checking account online?
Yes. Many checking accounts can be opened online. If you prefer personal assistance, our team is happy to help you open an account at one of our branch locations.
Are there fees associated with checking accounts?
Account features and any applicable fees vary by checking account. Visit the individual account comparison section or speak with a Member Services Representative for complete details.
Can I switch to a different checking account later?
Absolutely. As your financial needs change, Campus Credit Union can help you transition to a different checking account that better fits your goals. Our team will guide you through the process and answer any questions along the way.
How do I choose between Regular Checking, Advantage Checking, and Teen Checking?
The right account depends on how you bank every day.
- Regular Checking is ideal for straightforward everyday banking.
- Advantage Checking offers additional account benefits for qualifying members.
- Teen Checking helps young members begin building healthy financial habits.
If you’re unsure which account is right for you, we’ll help you compare your options and choose with confidence.
Can I switch my direct deposit to Campus Credit Union?
Moving your direct deposit is simple. After opening your checking account, your employer or benefits provider can help you update where your paycheck or recurring deposits are sent. If you need assistance, our Member Services team is happy to help.
Why would I choose a credit union instead of a bank?
Credit unions are member-owned financial cooperatives, which means they exist to serve their members rather than outside shareholders. Campus Credit Union focuses on providing personal service, competitive financial solutions, and helping members achieve their financial goals.
Let's Find the Right Checking Account Together
Whether you're opening your first checking account, switching financial institutions, or simply looking for a better everyday banking experience, we're here to help you choose the checking account that's right for you.