Rates
Membership. Made Simple.
Share & Certificate Rates
As of 1/16/2026
Share & Savings Rates
| Account/Tier | Dividend Rate | APY | IRA Account | IRA Certificate |
|---|---|---|---|---|
| Everyday access | ✓ | |||
| Competitive dividend potential | ✓ | ✓ | ✓ | |
| Retirement savings | ✓ | ✓ | ||
| Fixed-term growth | ✓ | ✓ | ||
| Tax advantages* | ✓ | ✓ |
Share Certificates
| Term | Dividend Rate | APY |
|---|---|---|
| 6 month | 1.00% | 1.00% |
| 12 month | 1.89% | 1.90% |
| 18 month | 1.95% | 1.97% |
| 24 month | 2.18% | 2.20% |
| 36 month | 2.23% | 2.25% |
| 48 month | 2.33% | 2.35% |
$500 minimum deposit on all terms
IRA Certificates
| Term | Dividend Rate | APY |
|---|---|---|
| 12 month | 1.89% | 1.90% |
| 18 month | 1.95% | 1.97% |
| 24 month | 2.18% | 2.20% |
| 36 month | 2.23% | 2.25% |
| 48 month | 2.33% | 2.35% |
$1,000 minimum deposit on all terms
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CD Rate Matching
Earn the best CD rate in town with Campus Credit Union.
How the Program Works
If you come across a higher CD rate elsewhere, bring it to us. We’ll take a thoughtful, transparent look and work to match that rate.
- Find a rate: Bring us the competitor’s CD rate details.
- We review it: Our team evaluates the offer and eligibility.
- We respond quickly: If it qualifies, we’ll work to match it.
Why Members Like It
- Competitive earnings without the hassle of moving your money around.
- Local, fast support from a team you can reach by phone or in person.
- Clear process with a practical review—no gimmicks.
To help us move efficiently, please be ready with the competitor’s CD details such as term length, rate/APY, and any key requirements. Our team will review and follow up with next steps.
CD Rate Matching is subject to eligibility and program guidelines. Campus Credit Union reserves the right to verify competitor offers and determine qualification.
Not Sure Which Account Is Right for You?
Choosing the right account doesn't have to be complicated.
Whether you’re opening your first account or looking for a better way to manage your money, our Member Services Representatives are here to answer your questions and explain your options in plain language.
You don’t have to know exactly what you need before reaching out. We’ll help you understand your choices so you can make a confident decision.
Ready to Take the Next Step?
Whether you've already chosen an account or are still comparing your options, we're here to help you take the next step.